Yes, Really! The 0.0% APR (annual percentage rate) is NOT an introductory or promotional rate. Since the CarePayment program is sponsored by your healthcare provider, you will pay zero interest on your initial charges for the entire time you are making payments on your initial charges. CarePayment currently offers 0.0% APR for any additional charges added to your account.

No. The CarePayment program is an open-end line of credit sponsored by your hospital or healthcare provider that helps you pay your outstanding balance due after insurance has paid their portion.

Nope! Participation in the CarePayment program is voluntary, without an application or impact to your credit. If you don’t want to use the CarePayment program to pay your balance due, you are able to cancel it at any time and the balance will be returned to the healthcare provider. Please note that your healthcare provider may require you to pay your balance in full.